Mobilisation Capital: How to fund your first month on site without using cash.

The most dangerous time for a construction SME isn't when you have no work. It's when you win a big contract.

We call it "The Death Zone."

The 60-Day Gap

You win a £200k contract. Congratulations. Now you have to:

• Buy £40k of materials (Upfront / Pro-forma).
• Pay £20k in wages (Weekly).
• Wait 30 days to submit an invoice.
• Wait another 30-60 days for the Main Contractor to pay it.

You are effectively acting as a Bank for the Main Contractor. You are financing their project with your cash flow. If you run out of cash in Week 4, you go bust—even though the project is profitable.

The Solution: mobilisation Capital

Banks usually say "No" to construction loans because they look at your past accounts. We look at your Future Contract.

mobilisation Capital (or Project Finance) is a short-term facility designed purely to bridge "The Death Zone."

How it works on Candour:

• Verify: You mark a job as "WON" in our CRM. We verify the project exists using our planning data.
• Fund: Our partners (like Iwoca) lend you the cash to cover materials and wages.
• Repay: You pay the loan back only when the Main Contractor pays you.

The Math

• Cost of Loan: Maybe £500 - £1,000 in interest.
• Value of Job: £30,000 Net Profit.
• The Choice: Do you turn down £30k profit because you can't afford the start-up costs? Or do you pay the small finance fee to unlock the growth?

Stop using your overdraft. Start using Project Finance.

Want to try this strategy? Find your next project today and check your eligibility for funding.